January carries two fixed public holidays: New Year's Day on 1 January and Australia Day on 26 January. 29 January 2028 falls inside the 31-day month that both dates bookend, with school holidays and the Australian Open running through the weeks in between. Where either date lands on a weekend, several states shift the public holiday to the following Monday, the same rule applied to Christmas and Boxing Day later in 2028.
A public holiday that falls on a Saturday sits inside the weekend rather than beside it, so it does not automatically create a substitute day off during the working week; whether one applies depends on the specific holiday and the state. Saturday 29 January 2028 falls on this day of the week, inside the weekend itself.
The quarter containing 29 January 2028 is based on the calendar year running January to December, a separate system from the Australian financial year, which runs from 1 July to 30 June and splits into its own four quarters. Businesses often track both systems side by side, one for tax filings and one for calendar-year planning.